USDA Home Loans
USDA Home Loans For those of you who want to live in or near a rural area, then there is a great opportunity through our great government. The United States Department of Agriculture ( USDA ) Guaranteed Rural Housing ( GRH ) loan program offers a conventional 100% loan ; meaning zero down payment! In addition, there is no requirement for mortgage insurance or cash reserves. USDA Home Loans are the way to go. Here are some of the benefits: No first-time homebuyer requirements Eligible in rural areas with a population of 20,000 or less 103.5% loan to value financing (3.5% Guarantee Fee included) No mortgage insurance needed 30-year fixed rate ...